Under contract-accepting backup offers. Expect to be impressed by this updated & meticulously maintained 3 BD/ 2 BA Flamingo floorplan with fantastic street appeal, front porch & a conservation area view within the Victoria Gardens 55+ neighborhood. Recent updates include new roof in 2022, kitchen renovation, stainless steel appliances, granite countertops, sinks & flooring in both bathrooms, luxury vinyl flooring, lighting fixtures all in 2020 & the water heater in 2018! As you enter you will enjoy the formal dining room area for those special occasions or can be utilized as an additional den/office. Homeowner renovated the kitchen island with pendant lighting above to make it more functional & for everyday use. Kitchen features 42” “soft close” cabinets with crown molding, glass door inserts, tile backsplash, Pot & Pan drawers, Quartz countertops & newer stainless steel appliances including the 5-burner gas range. Spacious primary suite provides the personalized touches such as a large walk-in closet, granite countertop vanity w/ updated dual sinks, faucets & ceramic tile flooring, picture frame mirrors, glass enclosed walk-in shower & a soaking tub. Luxury vinyl floors flow throughout much of the home & no carpet! Plantation style shutters & crown molding adds to this home’s appeal. You will enjoy your morning coffee or late afternoon beverage on the 16’x 8’6” air-conditioned enclosed lanai with sliding windows overlooking the private conservation area. All appliances stay with home. Victoria Garden residents have access to their own Private Clubhouse. Association fee includes: lawn care, cable TV, high speed internet, reclaimed water irrigation and access to all community amenities. Community is within 1 mile of I-4 that offers great access to the east coast beaches, Orlando (40 minutes) and 3 International airports within 1 hour.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $231 | $231 | $231 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,920 | $1,920 | $2,497 |
Total Monthly Payment | $2,226 | $2,226 | $2,803 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.