One or more photo(s) has been virtually staged. ONE OF A KIND CUSTOM HOME AT WATERFORD COURT IN TERRA CEIA GOLF AND COUNTRY CLUB. The only custom built house in the neighborhood! The owners designed this home to maximize living space with an oversized living room with a gorgeous fireplace! Everything about this floor plan is well thought out and attention to detail abounds. The warm and inviting 2 bedroom, 2 bathroom home features stunning wood floors, cathedral ceilings, and an open floor plan perfect for entertaining friends and family. The kitchen offers loads of cabinet space, gorgeous butcher block countertops, trash compactor, updated appliances, breakfast bar, and a closet pantry. The formal dining room is ample sized and found just off the kitchen. The living room is the perfect spot to unwind and relax around the gas fireplace surrounded by a lovely built in. The master bedroom is light and bright with multiple sets of windows for natural light. Featuring his and her closets, as well as a linen closet, storage abounds! The master bathroom is pristine and offers a shower/tub combo as well as an oversized vanity. The additional bedroom and bathroom are on the other side of the home allowing for a private location for family or guests. The outdoor living areas are what really set this home apart! Not only a large front screened-in porch, but also a huge back screened-in porch allowing for the perfect opportunity to enjoy the winter weather with the doors open! Additional spaces and upgrades for this home include a 2 car garage, hurricane shutters for all the windows, and neighborhood underground utilities! The Terra Ceia community offers a tons of amenities including an executive 18 hole golf course with clubhouse, restaurant, fitness center and more. Additional amenities include tennis/pickleball courts and a fun tiki bar! The bayside pier and boardwalk are the perfect place to enjoy nature and catch one of the many spectacular sunsets! Only minutes from the Skyway Bridge with easy access to downtown St. Petersburg or one of the many amazing white sand beaches of Anna Maria Island! DO NOT WAIT ON THIS SPECTACULAR PROPERTY!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,920 | $291,920 | $291,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $254 | $254 | $254 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,942 | $1,940 | $2,503 |
Total Monthly Payment | $2,271 | $2,269 | $2,832 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.