202 N Clinton Street, Poughkeepsie (Poughkeepsie City), NY, 12601 | $389,000

Excellent turn-key 2 family opportunity within walking distance of the walk-over-the Hudson/rail trail and College Hill Park. From the exterior to the interior this multi-family has been updated meticulously in recent years. exterior updates include new siding and insulation (2024), exterior lighting, paver walkway, and beautiful front door canopy for an added touch of character. The improvements continue inside. Each unit features refinished original hardwood floors, tiled baths, luxury vinyl floors, redesigned kitchens and bathrooms (2020) with all new plumbing and electrical. Each kitchen comes equipped with stainless range, refrigerator, dishwasher, quartz countertops, tiled backsplash, and pantry for added storage. The first unit offers an open floor plan encompassing 2 beds 1 bath while the second-floor lives like a 3 bedroom (as co'd). The unfinished attic space awaits your creative imagination as you could convert it into a third unit with approvals from the building department. Before you go please do not forget to check out the walk-out basement which offers ample storage highlighted by newer mechanicals, newer hot water tanks, waterproofing, and electric panel boxes. This nicely maintained expansive city lot is conducive to the creation of off-street parking. The best part of this offering is the long-term cooperative tenants with on-going agreements that must be honored. Yet, there is more. This opportunity is conveniently located with easy access to MTA Metro North, the Poughkeepsie Waterfront, Marist, CIA. Dutchess Community Colleges, dining and entertainment. Advance notice required for tours. Your cooperation is much appreciated. Thank you for making the call today.

Features

  • Town: Poughkeepsie
  • Bedrooms: 5
  • Baths: 2 full
  • Units: 2
  • Style: Colonial
  • Year Built: 1900
  • Heating: Natural Gas, Forced Air
  • Cooling: None
  • Basement: Unfinished, Walk-Out Access
  • Approx Sq. Feet: 2,400
  • Acreage: 0.29
  • Est. Taxes: $5,223
  • Lot Desc: Sloped, Near Public Transit
  • Middle School: Poughkeepsie Middle School
  • High School: Poughkeepsie High School
  • School District: Poughkeepsie
  • MLS#: H6327234
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/H6327234/202nclintonstreet_poughkeepsie_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of BHHS Hudson Valley Properties   Phone: 845-473-1650

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888.699.8876

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

202 N Clinton Street, Poughkeepsie (Poughkeepsie City), NY, 12601

$389,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,200 $311,200 $311,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $435 $435 $435
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,891 $1,891 $2,459
Total Monthly Payment $2,401 $2,401 $2,969

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.