Welcome to your beautiful 4-bedroom ranch-style home that effortlessly blends comfort and style. With soaring ceilings and a sun-filled open floor plan, this home is perfect for entertaining. The spacious living room features warm wood tones, while the adjoining kitchen is a chef's dream with a large breakfast bar island, ample prep space, and sleek stainless steel appliances. The seamless flow from kitchen to dining area leads you out to a back patio oasis, ideal for al fresco dining and outdoor gatherings. The private, fully fenced yard offers peace of mind for children or pets, while the low-maintenance landscaping and ample parking on the asphalt driveway add to the home's convenience and curb appeal. Relax on the inviting front porch, or retreat to the spa-like bathroom with gorgeous tile work for a peaceful soak. With easy access to highways, this home is as practical as it is charming-offering both tranquility and convenience for commuters and day-trippers alike.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $857 | $857 | $857 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,622 | $3,367 |
Total Monthly Payment | $3,588 | $3,554 | $4,299 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.