Discover coastal living at its finest at 8 Laughing Gull Ln, nestled in the charming Beach Haven community of Palm Coast. This stunning Key West-style home offers 3 bedrooms, 4 full baths, and an attached two-car garage, ensuring ample space for family and guests. Enjoy peekaboo views of the ocean and the serene community lake from your expansive upper balcony. The picturesque community boasts inviting sidewalks, classic picket fences, a sparkling community pool, and a welcoming pavilion. With private beach access and a secure gated neighborhood illuminated by street lights, safety and tranquility are paramount. The home's first floor includes a versatile den/office, perfect for conversion into a potential 4th bedroom, and a spacious living area that flows seamlessly into a covered back porch. The second story features an entertainment-ready loft area, ideal for family gatherings or game nights. Have peace of mind that your investment is built on a stem wall foundation with Hardie-Pla Hardie-Plank Cementous siding. The Sellers have upgraded their windows and shutter system and have participated in the My Safe Home Florida Project to reduce costs of home owners insurance. Located just minutes to St. Augustine and 30 minutes to Daytona Beach. Relax on the welcoming front porch with tranquil lake views or take a refreshing outdoor shower after a day at the beach. Embrace the lively beach community vibes in a home that perfectly marries comfort, style, and practicality. Make 8 Laughing Gull Ln your sanctuary in Beach Haven today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$829,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $663,920 | $663,920 | $663,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.406% | 6.762% | 6.830% |
Monthly Tax Payment | $510 | $510 | $510 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,306 | $4,251 | $5,829 |
Total Monthly Payment | $4,908 | $4,853 | $6,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.