Great opportunity to own in super convenient community of Kessler Farms! This townhome has 2 bedroom 1. 5 baths with a 1 car garage! Most of the walls have been freshly repainted, and ALL of the carpeting in this home is brand new, and the finished lower level space has brand new vinyl plank flooring. The first floor has a large living room with hardwood floors, a half bath with laundry closet, an eat-in kitchen with lots of counter space, ample oak cabinets, and a peninsula with seating. Just off of the dining area of the kitchen are sliding doors that open to the balcony above the garage and lower level entrance. The second floor has 2 spacious bedrooms with ample closet space, 2 linen closets in the hall, and a full bathroom. The lower level has a smaller finished area for storage or a great office space, and you can enter via either the man door of the oversized garage! This home is close to commuter Route 3, shopping and dining conveniences of Amherst st, and has some wonderful amenities such as: Club House, 3 In-Ground pools, Basketball Court, Playground and Tennis Courts.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $426 | $426 | $426 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,101 | $2,047 | $2,620 |
Total Monthly Payment | $2,602 | $2,548 | $3,121 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.