Don't wait to make your appointment to see this special Hanover model located in the much sought after 55+ community of Del Webb Spruce Creek Golf & Country Club. As soon as you pull up you will notice the concrete curbing with mature landscaping and rock beds. Beautiful leaded glass double doors going into the home with a matching stained glass transom window above. The front door screen is nice to let in a breeze. Neutral diagonal tile is in the entry, kitchen, living & dining areas as well as both bathrooms. Vinyl plank flooring is in the bedrooms. No carpet here! Bullnosed corners on walls to prevent chipping. Crown molding is EVERYWHERE! Plantation shutters throughout. New black stainless steel appliances in the kitchen. Knock knock lets you view the inside of the lighted refrigerator (with UV light on filtered water & extra craft ice maker) & double oven (with air fry, convection, & sous vide cooking methods). Tiled backsplash with under cabinet lighting & a solar tube make this kitchen light & bright. New roof in 2022. A 4. 5 ton (22 seer) Carrier Infinity HVAC system with hospital grade air purification system along with a transferrable warranty until 2027. & water heater with leak detection were also installed in 2022, both with WiFi connectivity. Built in speakers in the spacious living area. Primary bedroom is large enough for a king size bed with plenty of room to spare. Primary bath has an extra large shower with double shower heads, & a large walk-in closet. Secondary bedrooms are just the right size for guests, and one even has 2 built in desks with a pull down table that is perfect for a home office. There is an insulated enclosed lanai that's perfect for entertaining with the sliders open. Let's not forget the paved back patio with pergola & privacy shrubs. The home includes pest control w/tubes in the walls and a transferrable termite bond. The garage features a sliding screen on the interior door, a painted floor, utility sink, insulated garage door, remote controlled roll down screen, & pull-down attic stairs to floored attic storage. And to top it all off, the attic pipes have already been converted to PVC!
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,999 | $303,999 | $303,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,100 | $2,020 | $2,564 |
Total Monthly Payment | $2,382 | $2,302 | $2,846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.