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608 Alden Court E, #608, Smithtown (Saint James), NY, 11780 | $640,000
Beautiful Corner Townhome with Garage at Fairfield Saint James 55+ Active Adult Community! Welcome to the most desirable unit in Fairfield at St. James! Enjoy the ease of maintenance-free living in this exceptionally clean, bright and spacious three-bedroom, 2. 5-bath corner unit townhome with garage. This is the largest floor plan in the section boasting tons of natural light and storage. The open, bright and expansive layout offers a welcoming entryway, large living room, dining room and eat-in kitchen. The first-floor primary bedroom features a dressing area, large closets, and ensuite bathroom. With two large bedrooms, a full bath and two walk-in closets on the second floor, you have the flexibility to host guests in their own private space or design a spacious home office tailored to your needs. Outside soak in your peaceful surroundings on your fenced-in private patio. With an oversized one-car garage, dedicated driveway and common-space spots, parking is never an issue. Your common charges include cable, lawn care, snow removal, trash collection, water and exterior upkeep. Also included are the community perks and resort-style amenities. With the clubhouse and pools just a short walk away you're in perfect proximity to the fun. You'll always be near the heart of the action. Take advantage of two outdoor pools (one heated), an indoor pool, tennis and pickle ball courts and scenic walking and bike trails. The active clubhouse offers a wealth of activities, including a gym, billiards room, library, steam room, sauna, and a variety of clubs to join and outings to participate in. The incredibly convenient location allows you to easily enjoy the quaint main street of Saint James, local shops, farms, vibrant shopping centers and the Smith Haven mall. The community provides a bus service to local amenities like the senior center and shopping mall. This beautifully maintained home is ideal for those seeking both relaxation and an active lifestyle. It's the perfect blend of comfort and convenience. Move right in and begin enjoying yourself immediately!
Features
- Town: Smithtown
- Parking: 1 Car Attached, Common, Driveway
- Heating: Electric, Baseboard
- Cooling: Central Air, ENERGY STAR Qualified Equipment
- Levels: 2
- Amenities: Kitchen In Clubhouse, Gated
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full / 1 half
- Complex: Fairfield At Saint James
- Year Built: 1981
- Common Charge: $386 Monthly
- Approx Sq. Feet: 1,700
- Est. Taxes: $5,671
- Lot Desc: Near Public Transit, Cul-De-Sec
- Adult Communities: Yes
- Elem. School: Mills Pond Elementary School
- Middle School: Nesaquake Middle School
- High School: Smithtown High School-East
- School District: Smithtown
- Pets Allowed: No
- MLS#: 3578114
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/3578114/608aldencourte_smithtown_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
608 Alden Court E, #608, Smithtown (Saint James), NY, 11780
$640,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $512,000 | $512,000 | $512,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $473 | $473 | $473 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,111 | $3,111 | $4,046 |
| Total Monthly Payment | $3,676 | $3,676 | $4,611 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535