Welcome to the opportunity to call this house, located in the prestigious neighborhood of Setauket (North of 25A), your new home! This charming split-level, nestled in the tranquil community of Three Village is just waiting for your personal touches. Cozy up by the fireplace or relax outside listening to the sounds of nature and the trickle of the water flowing in the fish pond. Plenty of room for flexible living within this 3 bed/ 2 1/2 bath house. You'll find hard wood floors through out the 3 bedrooms upstairs, along with the Living room and formal dining room. Downstairs you will find additional living space to be used as you see fit (den, playroom, office, gym etc. . . ) with an Outside Entrance. Plenty of additional room in basement and 2 car garage. House being sold As-Is. This home is a must see! Whole house Generac generator included. Close to beaches, SUNY StonyBrook, LIRR, museums, nature preserve, StonyBrook Village, Port Jeff Ferry, restaurants and shopping.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,999 | $559,999 | $559,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,391 | $1,391 | $1,391 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,726 | $3,722 | $4,723 |
Total Monthly Payment | $5,209 | $5,205 | $6,206 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.