Under contract-accepting backup offers. This beautiful custom 4 bedroom 2 bath home is located in the exclusive area known as "The Island " in Sugar Mill Country Club and Estates in New Smyrna Beach, Florida. With southern oak trees on top of the entrance to Bromely Circle with other beautiful homes and has tropical landscaping.
This Custom built concrete block home has a very open floor plan with a designated kitchen and dining room table area, soaring cathedral ceilings and a view to the crystal blue pool and hot tub The full Kitchen is perfect for the gourmet cook with custom cabinetry and upgraded appliances and an area for your kitchen table with a view through the large window to the pool area. The Master bedroom suite has his and her sinks, custom cabinetry, large walk in closet, deep soaking tub, and an over sized walk in glass shower with built in seating plus access through the glass sliders to the pool patio. The custom made pool is 15X30 with a caretaker floor cleaning system, natural gas heater, hot tub and screen enclosure. Paver driveway system leads to the 3 car garage with built in work shop. The Attic stairs lead to a large stand up storage area above the garage. This home has been rented as a vacation rental when the owners were not using. The roof is new as of August 2020, the kitchen appliances are all newer, the pool equipment has been upgraded this year with an automation computer and has a natural gas propane heater. The owners had extensive tree trimming of the beautiful southern oaks last year and the ac unit is also newer. The golf course at Sugar Mill Country is a Joe Lee designed 27-hole championship course. It is private and member -owned. It has a private pool, gym room, Club restaurant and dining area, pickle- ball courts and tennis.
It has also been certified by the Audubon International as a Cooperative Sanctuary.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $629,280 | $629,280 | $629,280 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $626 | $626 | $626 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,187 | $4,182 | $5,396 |
Total Monthly Payment | $4,905 | $4,900 | $6,114 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.