Have a green thumb? How about a paint brush? Little bit of effort and this home can shine again! Stunning paver driveway and walkway lead you to the front porch right out of the storybooks with gingerbread trim, mahogany decking and hooks for hanging plants, just add your rocking chair. The back deck is perfect for relaxing after weeding the perennial filled gardens - or coffee in the gazebo - or wine under the pergola. Hardwood floors throughout the living room, dining room, hallway and all three bedrooms. Solid wood cabinets in the kitchen with granite countertops, 1 year new wall oven and matching stainless dishwasher and cooktop. Sunken den with vaulted ceiling, wood stove and Andersen slider to yard. The full bath boasts tile floors, tub/shower with fiberglass surround, volume ceiling and a single vanity. The Master bedroom has an attached half bath with pedestal sink and a door to the deck. Newer Pella windows and roof is about 10 years old. Full basement with access from the one car garage or the Den with Laundry, utilities and lots of room for family. Additional features include - Gas heat, Central Air, updated 200 amp electric, 2 attic access points, PVC fencing front and sides with chain link back. Spacious . 30 acre fenced property - currently HALF wooded - so room for a pool, second garage or enjoy the privacy! Taxes without STAR $10, 447. 21
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $871 | $871 | $871 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,430 | $2,430 | $3,160 |
Total Monthly Payment | $3,376 | $3,376 | $4,106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.