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82 Elm Street, Manchester, VT, 05255 | $499,000
Manchester colonial on 0. 22 acres located in close proximity to all downtown amenities. The property overall is very well maintained. Recent improvements include: (4) four new mini-splits, updated furnace with on demand hot water. Many fine features including: air conditioning, hardwood flooring, tile bathrooms, propane radiator heat. The property offers a gracious covered front porch, and an enclosed rear porch suitable for a mudroom in the winter months. The first floor consists of entry, half bath, living room, office, and bedroom. The second floor offers a combination living room/kitchen, two bedrooms, and a full bath. The kitchen is equipted with refrigerator, electric range, and microwave. The flooring is hardwood, tile, carpet, laminate. The electrical service - 200 amps. The roof is predominantly slate, with rubber membrane over the two porch sections, asbestos shingle concrete siding. The property is serviced by town water and town sewer. There is high-speed internet connection available through comcast xfinity. All room measurements are approximate.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Colonial
- Year Built: 1900
- Heating: Propane,Baseboard,Electric,Hot Water,Multi Zone,Mini Split
- Cooling: Multi Zone,Mini Split
- Basement: Concrete Floor,Stairs - Interior,Unfinished
- Approx Sq. Feet: 1,750
- Acreage: 0.22
- Est. Taxes: $4,460
- Lot Desc: Landscaped,Level,Sidewalks,In Town,Neighborhood
- Elem. School: Manchester Elem/Middle School
- Middle School: Manchester Elementary& Middle
- High School: Burr and Burton Academy
- School District: Bennington/Rutland
- MLS#: 5013729
- Website: https://www.raveis.com
/prop/5013729/82elmstreet_manchester_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/24/2024Listing courtesy of Four Seasons Sotheby's Int'l Realty Phone: 802-362-4551
Listing Agent: David Halligan
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
82 Elm Street, Manchester, VT, 05255
$499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $372 | $372 | $372 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
| Total Monthly Payment | $3,103 | $3,100 | $3,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484