Welcome to 15 Shelley Avenue! Must see in person to truly appreciate all this home has to offer. Lovely and charming four bedroom home with amazing bonus space of ~500 sqft in the finished basement. The first floor greets you with a bright and airy living room which opens up to the formal dining room with beautiful built-in cabinetry and views of the level yard. The kitchen has all of the essentials with newer appliances and direct access to the long driveway which can accommodate four standard vehicles not including one in the garage. Two generously-sized bedrooms and a full bathroom with newer vanity round out the first floor. On the second floor, you will find two additional spacious bedrooms and a recently renovated full bathroom with a walk-in shower. Ample storage lines the upstairs hallway and inviting nooks can be found on each side of the hallway which can be used as a seating area or a fun place for kids to gather. All interior walls have been recently painted and beautiful hardwood floors are installed throughout. Close to the Valhalla Metro North station (< 1 mile), shops, highways, and the Kensico Dam which hosts many fun events throughout the year. ConstructionDescription: Vinyl Siding,
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$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,131 | $1,131 | $1,131 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,859 | $3,855 | $4,973 |
Total Monthly Payment | $5,082 | $5,078 | $6,196 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.