Welcome to this exceptional 5-bedroom home in the highly desirable Shingle Creek Reserve at The Oaks community, where modern upgrades and an open floor-plan come together to provide luxurious and comfortable living. As you enter, you’ll immediately appreciate the spacious layout designed for both everyday enjoyment and entertaining. The home features a large bonus room with direct access to a private upstairs balcony, creating a perfect retreat or space for gatherings. The first-floor junior suite is a standout, complete with an en suite bathroom featuring double sinks, offering privacy and convenience for guests or family members.
Step outside into the expansive backyard, a versatile space awaiting your personal touch—whether you envision a garden, play area, or outdoor entertainment zone. This property is part of a vibrant community with a wealth of amenities designed for an active lifestyle. Enjoy exclusive access to a private boat ramp and storage facility, as well as recreational options including basketball and tennis courts, nature trails, a playground, and a golf course. For water enthusiasts, the community provides easy access to Lake Toho with a boat lift for effortless boating and fishing.
Located conveniently near shopping centers, restaurants, golf courses, theme parks, the airport, and beautiful beaches, this home combines luxurious living with a prime location. Don’t miss the opportunity to make this stunning property your own—schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$560,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $448,000 | $448,000 | $448,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $732 | $732 | $732 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,981 | $2,978 | $3,841 |
Total Monthly Payment | $3,805 | $3,802 | $4,665 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.