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73 Upper Highland Road, Charlestown, RI, 02813 | $1,450,000
Wonderful things come in small packages as exemplified with this sweet as can be cottage in sought-after Quonnie East Beach QEBA. This three bedroom cottage has been lovingly renovated to the studs plaster walls new electric service fabulous kitchen gas fireplace, three sun tunnels for lovely natural light throughout and a magnificent three season porch. Everything is ready for making your own Quonnie memories. Located on a quiet street that's mere moments to beautiful East Beach. Joining the Quonochontaug East Beach Association you'll have private beach parking access into salt water Ninigret Pond to clam, fish or paddle board and kayak. Truly the best of all worlds. You'll also have the ability to apply to Quonnie Tennis or the Quonnie Yacht Club! The owner has architectural drawings if you would like to expand. This is the perfect entry to one of the most beautiful seaside communities in all Rhode Island! Subject to sellers finding suitable housing.
Features
- Amenities: Marina,Tennis Court(s)
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full
- Style: Cabin,Ranch
- Year Built: 1970
- Garage: No Garage
- Heating: Baseboard,Electric
- Cooling: Central Air
- Basement: Crawl Space
- Approx Sq. Feet: 960
- Acreage: 0.17
- Est. Taxes: $5,620
- HOA Fee: $300 Annually
- Appliances: Electric Water Heater
- MLS#: 1368352
- Website: https://www.raveis.com
/eprop/1368352/73upperhighlandroad_charlestown_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
73 Upper Highland Road, Charlestown, RI, 02813
$1,450,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,160,000 | $1,160,000 | $1,160,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
| Monthly Tax Payment | $468 | $468 | $468 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,496 | $7,142 | $9,633 |
| Total Monthly Payment | $7,089 | $7,735 | $10,226 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB