Come home to serenity in desirable West Kingston! This beloved home in a quiet, private neighborhood has so many great features: full 1-acre open and treed lot with fenced back yard, perfect for gatherings with a large covered patio connected to the house that extends to an additional patio and above ground pool with its own deck. Well-maintained with space for days and a utility shed for tools, pool toys and more. This colonial home has a sizeable eat-in-kitchen that connects to the large family room and covered porch. Upstairs has 3 bedrooms including a main bath and primary suite with walk-in closet plus a full storage closet down the hall. Need more space? Check out the finished basement with 2 additional rooms that can be for entertaining or additional sleeping, and still has plenty of room for your storage, utilities and laundry. Attached, oversized garage with separate entry in front and back. Access to all of South County's bounty- hiking trails, golf courses, and beaches are just minutes away. URI and great local SK schools are all right here. Easily access all major highways or enjoy scenic drives on our local throughways. Everything you want in your next home is right here!
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $406 | $406 | $406 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,669 | $2,669 | $3,471 |
Total Monthly Payment | $3,167 | $3,167 | $3,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.