Welcome to 174 West 89th Street! This lovely 3 Bedroom home, nestled on 89th Street, offers a perfect blend of comfort and convenience within the heart of the vibrant and coveted Upper West Side. Upon entering, you'll be greeted by the apartment's warm and inviting original details. The well-appointed kitchen features brand new, modern appliances, ample storage, elegant quartz countertops and a large breakfast bar -- a delightful space for culinary pursuits and entertaining! The two primary bedrooms are generously sized and have lovely southern exposure, boasting great natural light. The third bedroom presents a fantastic opportunity to create a personalized home office, nursery or inviting guest room, adapting to your unique needs. The original crown molding and recently refinished hardwood floors exude warmth and add a touch of timeless charm and character. A rare outstanding feature: the building's board permits unlimited subletting after the initial 2 years, offering flexibility for both primary residence and investment purposes. Located squarely between Central Park and Riverside Park (and the beautiful West Side Community Garden just moments away), with easy access to the lively Upper West Side’s plethora of restaurants, coffee shops, bookstores, and gourmet grocery stores, this serene and peaceful location brings the best of both worlds! The building offers convenient amenities, including bike storage and private storage for rent, and a devoted on-site superintendent. Pets are allowed on a case-by-case basis and transportation is a breeze with the close proximity of the 1/B/C trains at 86th Street, along with multiple bus lines such as the M86-SBS, M11, and the M7, ensuring effortless travel throughout the city. Don’t miss the chance to call this place home! Contact the Listing Agent today to schedule a viewing and experience the epitome of New York City living. Open Houses by Appointment Only. Photos are Virtually Staged.
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Our Executive Mortgage Banker:
Our Insurance Division:
$950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.987% | 6.234% | 5.805% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,256 | $4,618 | $6,260 |
Total Monthly Payment | $4,348 | $4,710 | $6,352 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.