Nestled along the calming shores of Mirror Lake, this charming 3-bedroom, 1. 5-bathroom cottage offers the perfect blend of relaxation and recreation, with 195 feet of private lake frontage. Set on a gently sloping lot, this property boasts 180-degree lake views, a sandy beach and a private dock for endless days on the water. The home's wide pine plank floors and rustic woodwork reflect its quintessential New England charm, while the stone fireplace provides a cozy gathering spot. The first-floor primary bedroom, and additional first-floor guestroom provides for ease of living. The spacious upstairs bunk room with sliding glass doors opens onto a private balcony, offering elevated views of the surrounding nature. Outside, enjoy the expansive 18x18 flagstone patio, perfect for outdoor dining and evening fires. The outdoor shower is convenient after a day at the beach, and the sandy badminton and volleyball court brings fun for all ages. 2 covered porches invite relaxation in the shade, while the spacious lawn and landscaped grounds enhance the peaceful, natural setting. This gem of a property is tucked behind the charming Mirror Lake Community Church and minutes from restaurants and shopping in downtown Wolfeboro. A Lake Winnipesaukee public boat launch is also nearby. This classic New England Mirror Lake cottage offers the ultimate waterfront lifestyle. 12 Church Lane invites you to make memories that will last a lifetime! ***property is being sold as is***
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,257 | $4,253 | $5,397 |
Total Monthly Payment | $4,711 | $4,707 | $5,851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.