This 3-bedroom, 3-bathroom POOL home boasts a unique feature - a 540 sq ft BASEMENT, yes, a basement! adding additional sq ft space! Welcome to this spacious ranch-style residence located in the highly sought-after Golden Acres community. Upon approaching the property, you are greeted by a spacious front porch and double doors. Upon entering, you are welcomed by a sizable formal dining room featuring elegant plantation shutters on the sliding glass doors that open up to the patio and pool area. Most of the homes windows and sliding doors feature plantation shutters. Continuing through the foyer, you will find a generous bonus room with a charming bay window and convenient pocket doors, ideal for a home office. Beyond the bonus room lies an expansive open-concept kitchen and living area. The living room impresses with cathedral ceilings and a magnificent flagstone fireplace with a spacious hearth. The kitchen is well-appointed with ample cabinet and counter space, including countertop seating and a dining area that offers views of the pool and backyard. This home features a split floor plan, with two bedrooms and two bathrooms on one side, and the primary suite & bathroom on the opposite side. The primary bathroom is generously equipped with dual sinks, a large shower, and a substantial linen closet. As you explore the property, you will appreciate the luxurious wood trim accents throughout the home and the intriguing basement. The 540-square-foot basement , which is additional sq foot space, presents versatile usage options, whether as a game room, personal gym, or additional storage space. This home is designed for entertaining, with a spacious pool deck seamlessly connected to the living room, providing ample room for guests to mingle. Adding to the allure is a private pond on the property, a favorite spot for local deer to frequent. Recent upgrades: ROOF 2019 AC units (2) 2020 & 2022 ELECTRICAL PANEL 2020 and newer stainless-steel appliances in the kitchen. Golden Acres is a golf cart friendly community without HOA constraints, where horses, goats, and chickens roam, offering a country feel with the convenience of city amenities like restaurants, shops, libraries, bike trails, and parks nearby.
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Our Executive Mortgage Banker:
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$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,942 | $2,866 | $3,668 |
Total Monthly Payment | $3,431 | $3,355 | $4,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.