Seller will consider buyer concessions. Highly desirable condo in Punta Gorda Isles with a waterfront view and 57 Ft deeded dock space. This is a first floor, end unit that is convenient to everything that Punta Gorda offers. There are ceiling fans throughout and planation shutters make the unit feel like an oasis. The kitchen displays granite counters with lots of space. The kitchen island has pull out drawers offering lots of counter space and storage. Plantation shutters regulate the light during the day and privacy at night. There are 3 bedrooms and 2 bathrooms with plenty of room for friends or guests. The guest bathroom is off the bedroom and displays a double sink and a tub/shower. If you love to boat the 57FT deeded dock is right out your lanai door. Dock has electric and water. NEW ROOF WAS PUT ON IN 2023, EXTERIOR WAS PAINTED IN 2023, FLOOD INSURANCE IS COVERED IN THE HOA FEES. There are no fixed bridges and access to sailboat water. Fishing, kayaking, walking trails are all available right out your door. Perfect for seasonal living or boat owners. Seller is highly motivated. This unit will not last long, take a look and fall in love.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $537 | $537 | $537 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,337 | $2,334 | $2,962 |
Total Monthly Payment | $2,949 | $2,946 | $3,574 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.