Welcome to your dream property in Crystal River, Florida! Well known as the “Home of the Manatee” and for its beloved deep-water springs, here you can experience a taste of “Old Florida” and a wide variety of outdoor activities, such as boating, kayaking, snorkeling, fishing, and the ever popular, annual scalloping season. Although it serves as one of the Sunshine State’s best kept secrets, Crystal River has recently garnered national attention for its balanced blend of natural beauty and Southern charm, leading to exciting growth and development. If you are looking for a vacation home, a rental investment property, or a primary residence, this beautifully updated, waterfront ranch checks all of the boxes! Situated on a “no-wake” canal with a private floating dock to accommodate anything from a large vessel to kayaks and paddle boards, access to water sports and leisure is literally right in your own back yard! There is a lighted fish cleaning station to prepare your fresh-catch dinner, as well as a covered and screened back porch with a brand new hot tub – just waiting for you to relax surrounded by loved ones after a long day on the water. This move-in ready, 3 bedroom, 2 bathroom home has been tastefully remodeled, boasting a spacious, open floor plan with vinyl flooring and attractive finishes throughout. As soon as you walk through the front door, you are sure to be impressed! Designed with entertainment in mind, there is ample living and dining space to accommodate gatherings of all sizes, and a central kitchen with breakfast bar overlooking it all! Stainless steel appliances, granite countertops and ample cabinetry create a stylish and functional space to prepare meals while conversing with guests. A charming wood-burning, stone framed fireplace serves as the focal point of the family room, creating an ideal spot for a cozy movie or game night. The HUGE primary bedroom suite has extra room for an office (or blow-up mattresses for extra guests!). This area also features an en-suite bathroom with shower, a walk-in/owners closet with lock, and a built-in mirrored closet. There are two additional bedrooms with a guest bathroom on the other side of this split floor-plan home. Excellent storage is further enhanced by over 300 square feet of easy access, lighted and ventilated floor space in the attic. The epoxy flooring and work bench in the oversized, immaculate two-car garage make it a nice place to tackle your latest project. In addition to the parking provided in the garage and driveway, there is also sufficient room on the side of the home to store your boat trailer. With a stellar short term rental history, boasting a 5 star rating and over 100 reviews, this is not only a fantastic investment property, but also would make a wonderful primary or secondary residence (and the furnishings are optional!). Located on a quiet cul-de-sac with NO HOA, midway between US 19 and Fort Island Beach by car, and Gulf of Mexico and Kings Bay by boat, you will love the freedom, as well as the convenience of this location, whether traveling on land or water. There is a public boat ramp less than a mile away, plus no bridges or obstacles to river access, making boat days a breeze! Crystal River is a great place to live, play, and work, offering an affordable cost of living, and a fantastic quality of life. With this gem of a property, you can invest in your future and claim your own piece of small-town, waterfront, Floridan paradise!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $464,000 | $464,000 | $464,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,819 | $2,819 | $3,667 |
Total Monthly Payment | $3,281 | $3,281 | $4,129 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.