WELCOME TO 259 BAMFORD AVE! This charming 3-bedroom ranch, located in the desirable Bunker Hill area near the Watertown line, is the perfect blend of modern updates and cozy living. The updated kitchen features all white cabinets and brand-new stainless steel appliances. while all bedrooms have been upgraded with new doors, closet doors, and windows, ensuring both style and energy efficiency. The home has been freshly painted throughout, and the finished lower level boasts new flooring, providing additional living or recreational space (currently being used as a 4th bedroom). A large deck off the kitchen offers a great spot for outdoor dining and relaxation, overlooking a spacious backyard. The home includes 1 full bath on the upper level and a convenient half bath in the lower level. Recent updates include a roof, hot water tank, and an energy-efficient forced hot air furnace powered by natural gas along with a central air unit to keep you cool in the warmer months. This home is move-in ready and designed for comfort. Ideally situated close to local amenities, this property offers a perfect combination of suburban tranquility and modern convenience.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,920 | $255,920 | $255,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $529 | $529 | $529 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,701 | $2,158 |
Total Monthly Payment | $2,307 | $2,305 | $2,762 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.