This newly constructed front yard facing (garden courtyard) studio duplex starts out on the first floor featuring an open concept floor plan that includes a spacious area for the bedroom, dining, living, and kitchen areas. The open concept area looks out to the front of the building with a garden courtyard and offers a panoramic view of 6 windows allowing a flood of natural light into the unit. For additional light high hats are strategically placed throughout the first and subfloor. There is a full bath that features a bathtub and shower combination, toilet, and sink on the first floor. The unit also contains split units for cooling and heating for individual control over temperature in the unit (one on the first floor and one on the subfloor) along with an individual hot water heater. The kitchen features stainless steel appliances, including dishwasher, microwave, refrigerator, and stove. White quartz countertops flow over the counterspace complimented with timeless calacatta backsplash. The unit has a continuation of hard wood floors except in the bathroom where timeless tiles are used. In the furthest corner from the kitchen, a spiral staircase from the open living area descends down to the subfloor that has a large recreational space that has multiple uses. It features a large closet and a second half bath that offers a sink and toilet. Tenants are responsible for utilities.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,400 | $2,400 | $2,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $15 | $15 | $19 |
Total Monthly Payment | $90 | $90 | $94 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.