High in the hills of Sutton, VT sits a gem in the rough near phenomenal lakes & fishing, skiing, mountain biking, and Snowmobiling… A large & comfortable Post & Beam house with surprises! The placid pond greets you on your drive up to this 4 bedroom, 4, 100+ total sq ft home on 6 acres. The scent from the 40+ tree apple orchard, with the glimpse of mountains on the horizon as you step around the corner, are blissful on a sunny day. Deferred maintenance shows, But you spot major progress with a New 2 Story addition out back. Inside, the restoration started in 2021 with a complete basement replacement & basement addition totaling 1, 584 sq. ft. of heated space, all with new perimeter drains. The 24 X 24 ft addition with cathedral ceiling stands 2 stories tall with a loft & exterior upper balcony. the entire house is completed with all New plumbing, Heating systems & baseboards throughout, with Radiant heat for the addition. Even a cement pad ready for a 2 car garage is in place. So Much has been done, but it still needs work and updating throughout. Selling “As is”
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $289 | $289 | $289 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,682 | $2,159 |
Total Monthly Payment | $2,066 | $2,045 | $2,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.