Be the first to enjoy this top-to-bottom newly renovated waterfront property with serene views of Fourth Binnewater Lake. This turnkey 3 bedroom and 2 bath restored farmhouse features a spacious kitchen with restored period details and all new appliances. The kitchen opens into a large dining area and connects to a smaller laundry room appointed with new washer and dryer units. A large, lake-facing great room with high ceilings, large windows and a new high efficiency wood burning stove. There's also a welcome area/entrance mudroom with tiled floors for shoe and coat removal, a large screened in porch with lake views, and a huge, sunny wrap around deck. You'll be steps away from a dock with full lake access for swimming, kayaking, and canoeing. Located just 4 minutes from Downtown Rosendale, and 10 minutes to historic Uptown Kingston with it's charming cafes, restaurants and shops this home provides total immersion in nature while just minutes away from the best of the Hudson Valley.
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,360 | $3,360 | $3,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $20 | $20 | $27 |
Total Monthly Payment | $95 | $95 | $102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.