Nestled on a private island in the heart of Lake Griffin, this waterfront retreat is a haven for fishing enthusiasts and nature lovers alike. Boasting 3 bedrooms and 2 bathrooms, this home is a perfect blend of modern comfort and serene lakefront living. Upon arrival, the meticulously crafted pavered driveway leads you to a charming residence with countless upgrades and features. This home features a brand new HVAC system installed in 2024 and a newer roof added in 2020, ensuring comfort and peace of mind for years to come. Inside, the ambiance of warmth is enhanced by a wood burning fireplace, creating a cozy atmosphere ideal for relaxation after a day on the water. One of the home's standout features is the expansive upper level walk-out deck, offering panoramic views of Lake Griffin's tranquil waters. For those who cherish outdoor activities, the property provides direct access to prime fishing spots right from your doorstep. Whether you're casting a line from your private dock or exploring the lake's abundant wildlife, every day is an adventure in this waterfront retreat. This rare opportunity to own a waterfront retreat on a secluded island ensures privacy and exclusivity, making it a truly exceptional find. Don't miss the chance to experience the ultimate blend of luxury, nature, and recreational bliss. Detailed list of upgrades and features available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $280 | $280 | $280 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,920 | $1,920 | $2,497 |
Total Monthly Payment | $2,275 | $2,275 | $2,852 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.