Welcome to 63 Terrace Gardens! This beautifully remodeled 3 floor town house, with 2-bedroom, 1. 5-bath in Wallingford provides modern living with timeless charm. The entire condo has been upgraded, featuring permitted electrical wiring, recess lighting, new stainless-steel appliances, new tile flooring, new energy-efficient windows, renovated bathrooms and gleaming hardwood floors. The heat and water are INCLUDED in the condo fees. The open-concept living area is perfect for entertaining, while the updated kitchen boasts modern finishes. Upstairs, the spacious bedrooms offer comfort and ample closet space. A stylish full bath with a closet and vanity counter, and convenient half bath off the kitchen add to the appeal. In the first level you will find a fully refinished area with an additional 500 sq ft (not included in total sq ft) also great for an office, gym or storage space. Laundry hook-up in unit as well for convenience. Assigned parking right in front of condo with visitor spots as well. Located near restaurants, high school and middle school, grocery stores & easy access to highways. * Cash only buyers. Will not go financing
Type | Level |
---|---|
Bedroom 1 | Upper |
Dining Room | Main |
Full Bath | Upper |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,200 | $151,200 | $151,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $919 | $919 | $1,195 |
Total Monthly Payment | $1,136 | $1,136 | $1,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.