Don't miss your opportunity to live in the Dunbar Hill Section of Hamden! West Rock State Park is within walking distance and surrounds this charming neighborhood. The flat, expansive rear yard is completely lined with lovely trees and gives a large, secluded feel with lots of room to run. This home is located a few miles from the Hamden Plaza which has many shopping options and is also very close to Hamden High School, yet snuggled away in a quiet neighborhood. This one owner home which was built by the owners is where they raised their family and lived their entire lives. Hardwood floors throughout with natural wood trim make this home feel warm and welcoming. The furnace, septic and well have been checked and maintained yearly. Replacement windows were installed and the roof is less than 10 years old. The charming eat-in kitchen leads to the oversized heated porch which houses the washer & dryer. And the other side of the kitchen opens to the dining room/living room combo with lovingly cared for hardwood floors and a blanket of sunshine coming through the picture window. There is a half bath between the kitchen and a bedroom which has a shower that was rough plumbed but never finished. The full bath is at the end of the hallway. The hallway houses a linen closet and also has access to the attic. This home was lived in and loved for many years. Now it's your turn to give it some tender loving care and let this house be your home!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Combination Liv/Din Rm,Hardwood Floor | Main |
Living Room | Built-Ins,Combination Liv/Din Rm,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $629 | $629 | $629 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,263 | $1,263 | $1,643 |
Total Monthly Payment | $1,967 | $1,967 | $2,347 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.