Equestrian excellence found in Lakewood Ranch School District. Saddlebag Creek Community is a larger lot community with equestrian trails inside the neighborhood. This expansive 6-acre gated and fully fenced lot, has several separated and closed pastures for a variety of animals. Could even be chickens, if you like fresh eggs for breakfast. A picturesque setting for this exquisite estate home. Once through the gate, a paved drive from street to home, including additional parking areas for many vehicles. Garage is a deep two-car side load. Paver sidewalk brings you from the drive to the front of the home. This home has been freshly painted inside and out. Upon entry, you enter into a delightful ceramic tiled hallway with a lovely stained-glass window. Into the right-side a larger bedroom that has enough space for a sitting area and a built-in desk. Further to the right, an updated shared bathroom with double sink granite long counter and shower/bathtub. Continuing into the hallway to a crowned coffer ceiling dining/flex room, floored with long plank wood floors, with glass sliders on the left looking through the covered lanai, pool and beyond to a community pond. On the right, French glass doors with blinds looking out over a large cement foundation/patio and a pond in the distance. Continuing the updated kitchen has a charming breakfast bar, quartz high counter top, crown topped grey cabinets, SS six-burner gas range, feature tiled backsplash, sink and ceramic tile floor. To the rear of the kitchen, a slider door closure utility/pantry with washer and dryer. Turning down a tiled floor hallway, an in-law suite with another updated bathroom with two separate sinks and a tiled walk-in shower with window, allowing natural light in. Further, a larger carpeted living/flex room with slider looking out into the pool and lanai, and through doorway into a carpeted ensuite second bedroom. Returning to the front door and hallway and turning left into a tiled hallway, which also has a glass slider looking into the lanai and pool, with a third bedroom having a larger window to the front of the home. Continuing down this hallway into the Master suite and largest bedroom of the home, with and an updated master bathroom with two sinks, and tiled floor to ceiling shower with glass door entry. Lanai has extra space for sitting out in the sun or the evenings, even the doghouses are AC'd. Plantation shutters throughout, 2 new HVAC systems including dehumidifier, air scrubber/purifier, plus smart home for garage, locks/cameras and gate. This property has four fenced in pastures, three of which are larger, two ponds on property and smaller with a goat house, with an additional 5th smaller closure fenced area. Property has wonderful landscaping throughout the acreage and having cover for any animals you may have on the grounds. Adjoining this property is one of the community ponds and is outside of this property fencing. Saddlebag Creek is minutes from Lakewood Ranch and Loraine Road with grocery, restaurants and simple needs just down the street. Though address marks property in Myakka City, neighborhood is close to Lakewood Ranch area, as well between Sarasota and St. Pete once onto the highway. We have some of the best beaches on the Gulf of Mexico, with many saying best in country. If you are looking for tranquility, privacy, ability to have animals of many sorts and living some of that free Florida life. . . this is the dream house for you
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 6.246% | 6.201% |
Monthly Tax Payment | $813 | $813 | $813 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,739 | $4,739 | $6,582 |
Total Monthly Payment | $5,644 | $5,644 | $7,487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.