|
Presented by
Kenneth Martin |
49 Commodore Commons, #49, Derby, CT, 06418 | $259,900
REDUCED!! A great Derby value at "Commodore Commons", a professionally managed & maintained condo association with low common fees and property taxes in a most convenient in-town location. A great selection of shopping, retail services, recreation/river walk, food/restaurants along with easy commuter highway access are nearby. . . This beautifully maintained unit is nicely positioned in a choice location with front door parking, a one car garage and private rear deck overlooking a mature forest backdrop to enjoy amazing sunsets and winter river views of the Housatonic. . . relax!! Step inside to an open concept L/R & D/R floor plan with tiled and hardwood floor accents, a convenient guest half bath and west facing slider doors opening to the rear deck. An interior stairway here leads down to the unit garage, storage and utility spaces, (see floor plan). The second floor layout with hallway skylight and laundry closet is complete with a centrally located full bath, two generously sized bedrooms, both with ceiling fans & vaulted ceilings adding volume, newer carpet replacement and wall painting, (no wallpaper to remove here), a neutral pallet, creating a comfortable, restful environment. Hurry, Compare!!
Features
- Heating: Hot Air
- Cooling: Ceiling Fans,Central Air
- Levels: 3
- Amenities: Guest Parking
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Upper Level
- Complex: Commodore Commons
- Year Built: 1990
- Common Charge: $238 Monthly
- Above Grade Approx. Sq. Feet: 1,116
- Est. Taxes: $4,025
- Lot Desc: Lightly Wooded,Level Lot,Water View
- Elem. School: Per Board of Ed
- Middle School: Per Board of Ed
- High School: Derby
- Pets Allowed: Yes
- Pet Policy: Per H.O.A.
- Appliances: Electric Range,Range Hood,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24045199
- Days on Market: 46 days
- Buyer Broker Compensation: 2.25%
- Website: https://www.raveis.com
/raveis/24045199/49commodorecommons_derby_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | 9 ft+ Ceilings,Vaulted Ceiling,Ceiling Fan,Wall/Wall Carpet | Upper |
| Kitchen | Galley,Tile Floor | Main |
| Living Room | Balcony/Deck,Ceiling Fan,Combination Liv/Din Rm,Sliders,Engineered Wood Floor | Main |
| Primary Bedroom | 9 ft+ Ceilings,Vaulted Ceiling,Ceiling Fan,Full Bath,Wall/Wall Carpet | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Kenneth MartinLuxury Properties Specialist
203.258.7207
Ken.Martin@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Christine PrestonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 90874
203.521.7207
Christine.Preston@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
49 Commodore Commons, #49, Derby, CT, 06418
$259,900
Kenneth Martin
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.258.7207
Ken.Martin@raveis.com
Christine Preston
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $207,920 | $207,920 | $207,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $335 | $335 | $335 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,383 | $1,366 | $1,753 |
| Total Monthly Payment | $1,793 | $1,776 | $2,163 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524