Rare opportunity to own on the Bay in Sayville! Exceptional, move-in ready with a resort-like feel, this expanded ranch, with a newly constructed 2nd floor, offers generously proportioned rooms with unobstructed panoramic views of the Great South Bay with Fire Island in the distance, all overlooking a 100' Bulkhead with a beach-like environment of gorgeous natural plantings. Offerings like this are rarely available. Short distance to Fire Island ferries and ocean access. Under 90 minutes by train to New York City. The home includes 4 bedrooms and 4 baths, including two primary bedrooms both with ensuite baths, 4 skylights, and a gas fireplace. The 2nd floor was added in 2017 consisting of a generous living room with glorious views of the bay, a primary bedroom with a full ensuite bath, separate office alcove, attic storage and plentiful closets. The main floor of this spectacular home underwent a full "down-to-the-studs" renovation in 2019, with entirely new infrastructure, including electrical, plumbing, HVAC and gas heat, windows and sliding doors, brand new Hardy siding, a new roof, spray foam insulation including sound proofing between floors and rooms, hardwood floors, a custom kitchen with high-end appliances & warming draw, new bathroom fixtures and finishes, a 6. 5' x 10' greenhouse off the kitchen, and a spacious bluestone back porch for entertaining and lounging. Your private yard offers an outdoor shower, and an adorable, finished shed (cabana) structure. The exterior living space of the home includes approximately 1, 000 SF consisting of porches, patios, decks, and a relaxing beach area to enjoy the amazing and peaceful views of the bay. In winter enjoy the amazing views with the warmth of the gas fireplace in the living room. In-ground sprinklers with Beehive control to operate from a smart phone, Lutron lighting, also operable from a smart phone, and a custom installed alarm system. A new driveway with a large attached 2-car garage completes the package. Sufficiently high elevation prevented any flooding in this home in hurricane Sandy and the owners's mortgage does not require flood insurance. Make this beautiful turnkey home your next move. It truly has it all!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,015,600 | $2,015,600 | $2,015,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,859 | $1,859 | $1,859 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,444 | $12,575 | $16,873 |
Total Monthly Payment | $13,428 | $14,559 | $18,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.