Opportunity for cash buyer! House flooded in Helene, everything is dry and ready for restoration. This adorable bungalow offers all the comforts of home yet feels like a perfect vacation getaway, with the ultimate waterfront lifestyle right at your doorstep. A haven for water lovers and hobbyists alike, this home comes complete with a private dock and boat lift, just minutes from the open Gulf of Mexico.
This 2 bedroom, 1 1/2 bath, 1 car garage home also features an additional 190 sq. ft. enclosed lanai with tongue-and-groove detailing and a decorative beam ceiling, currently utilized as an office but easily convertible into a third bedroom. Real wood floors flow throughout the home, enhancing its luxurious appeal, while the updated kitchen features real wood cabinets and granite countertops, perfect for preparing meals after a day on the water. Crown molding and decorative chair rails add elegance to the living spaces, providing a blend of comfort and style.
Living here means some of the best boating waters are at your fingertips. Direct, deep-water access to the open Gulf of Mexico is available via the North Channel after passing under the Floramar bridge. Great for almost any size boat as long as the Bimini or top flips down in high tide. Whether it’s a quick trip to Anclote Island or a relaxing day at the sandbar— you’ll feel like you’ve escaped to the Bahamas—your waterfront adventures are just minutes away.
Enjoy the breathtaking sunsets that Gulf Harbors is known for, with an optional membership to your own private beach club with 21 cabanas and picnic tables, chairs, private bathrooms, and showers, all for just $200 a year/household. This golf cart-friendly neighborhood offers more than just serene surroundings; it's centrally located near shopping, restaurants, and the vibrant downtown New Port Richey area.
The OPTIONAL HOA of only $125 annually provides a monthly neighborhood newsletter and lots of perks for its members. For boating enthusiasts, membership in the Gulf Harbors Civic Association grants access to two private boat ramps and a lively community filled with activities. The community has a host of clubs and activities to join in if you are wanting to be social and are always open for new ideas of our neighbors and volunteers to make the community grow! Gulf Harbors is also Golf cart friendly and has numerous parades throughout the holidays. Gulf Harbors offers a strong community spirit and will once again offer the dream coastal lifestyle we love! Call today to schedule your private tour!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $165 | $165 | $165 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,839 | $2,361 |
Total Monthly Payment | $2,103 | $2,079 | $2,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.