If you're searching for a well-maintained home with little to no updates needed, this is the one for you! This masterfully upkept property is the perfect floorplan for a first time buyer or buyer looking to downsize alike. Step inside and be greeted with laminate flooring, craft made cabinets in the kitchen and bathrooms, granite countertops throughout, and plantation shutters on every window. This home features an incredibly spacious backyard, fully fenced, and a detached workshop (with full power) AND additional storage shed for lawncare equipment. The back deck is perfect for hosting gatherings or enjoying the sunset alike. This home is located in the Town of Orange Park, taking advantage of top-tier school districts and other great amenities nearby. , There isn't much needed to update in order to enjoy this property, with a 2024 Water Softener, 2024 Roof, 2024 Exterior Paint, Less than 5 Year Old Water Heater, 2024 Electrical Panel, and full repipe in 2021. Fall in love today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $102 | $102 | $102 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,580 | $1,557 | $2,055 |
Total Monthly Payment | $1,757 | $1,734 | $2,232 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.