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44 Chittenden Road, Chittenden, VT, 05701 | $350,000
ocated in the desirable Chittenden area, this well-maintained single-family home with an in-law apartment combines tranquility and convenience, just 10 minutes from Rutland and near Chittenden Reservoir, Mountain Top, Killington, and Pico. With forest service land right behind the property, the main house features updated amenities such as a newer induction cooktop, refrigerator, flooring, and original wood beams, blending modern comfort with historic charm. The roof was partially updated with asphalt shingles alongside the metal roof in 2023 for lasting durability. The Hearthstone soapstone wood stove offers efficient heating on the main floor which includes a primary bedroom and bathroom, with two additional bedrooms and a half bath upstairs. The detached two-car garage offers plenty of storage, with a consistently rented in-law apartment above generating $1, 750/month for the past couple of years and currently just got rented for $1750 a month, a month to month term the tenant is willing to stay on w the new buyers, rent will help pay ypour mortgage, The basement is ready for renovation, providing an opportunity for additional living space with plumbing for another bathroom already in place. Located in the Barstow School District, this home is perfect for those seeking rural charm with easy access to amenities. Don't miss out on this great opportunity!
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Contemporary
- Year Built: 1940
- Garage: 2-car Garage
- Heating: Oil,Forced Air
- Cooling: None
- Basement: Full,Unfinished
- Approx Sq. Feet: 2,550
- Acreage: 0.34
- Est. Taxes: $3,361
- Lot Desc: Country Setting,Trail/Near Trail
- Elem. School: Barstow Memorial School
- Middle School: Barstow Memorial School
- High School: Choice
- MLS#: 5013530
- Website: https://www.raveis.com
/prop/5013530/44chittendenroad_chittenden_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/21/2024Listing courtesy of Watson Realty & Associates Phone: 802-773-3500
Listing Agent: Mike Kalil
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
44 Chittenden Road, Chittenden, VT, 05701
$350,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $280 | $280 | $280 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,361 |
| Total Monthly Payment | $2,218 | $2,216 | $2,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484