Welcome to this delightful move-in-ready ranch, perfectly situated on a serene street just minutes from downtown Stamford and a short walk from the Newfield Shopping Center. This home boasts a light and bright open floor plan with a formal entryway, a spacious living room featuring a cozy wood-burning fireplace, and a dining area that seamlessly flows into the kitchen. The kitchen is well-appointed with access to enjoy the large family room, surrounded by windows, leading out to a level backyard-a perfect spot for relaxation or entertaining with lots of fruit trees (pear tree, peach tree, fig tree, raised gardens and chicken coop). The main level also includes 3 comfortable bedrooms and a full bath, with hardwood floors throughout. Completely finished lower level offers ample space, presenting an excellent space for an in-law apartment with a full kitchen, wet bar and half a bath. Plus, you'll have easy access to the one-car garage. Newer hot water heater. This home is conveniently located minutes from the train, downtown Stamford, and the Newfield Shopping Center, which includes a grocery store, CVS, restaurants, a bakery, banks, gas stations, and a laundromat. Nearby amenities also include Scalzi Park, I-95, and Sterling Farm Golf Course. Come see how this charming house can be your next home!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 12.0 x 9.0 | Main |
Bedroom 2 | Hardwood Floor | 8.0 x 10.0 | Main |
Eat-In Kitchen | 12.0 x 11.0 | Main | |
Half Bath | 4.0 x 5.0 | Lower | |
Kitchen | Lower | ||
Living Room | Fireplace,Hardwood Floor | 12.0 x 24.0 | Main |
Primary Bedroom | Hardwood Floor | 12.0 x 14.0 | Main |
Studio Apt | Lower |
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NMLS Mortgage Loan Originator ID 130058
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,200 | $527,200 | $527,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $774 | $774 | $774 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,507 | $3,463 | $4,446 |
Total Monthly Payment | $4,373 | $4,329 | $5,312 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.