Under contract-accepting backup offers. Welcome to your charming two-bedroom, two-bath home that combines cozy comfort with practical features. This inviting property boasts a spacious living area centered around a wood-burning fireplace, perfect for warming up on chilly evenings. The kitchen is well-appointed and opens up to an eat in area, ideal for everyday meals or entertaining guests. The primary bedroom boasts room plenty of space for your king sized bed and more. The owners bathroom has been tastefully remodeled with modern, elegant touches. Step outside to enjoy a fully fenced backyard, offering privacy and a safe space for pets or outdoor activities. Whether you're hosting a BBQ, gardening, or simply relaxing, this backyard provides a serene retreat. For those in need of extra storage or a creative space, the property includes a detached workshop. This versatile building is perfect for DIY projects, hobbies, or additional storage. Located in a quiet neighborhood yet close to local amenities, this home offers both comfort and convenience. Don’t miss the opportunity to make this your next home! EXTRA BONUS: NEW ROOF!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $438 | $438 | $438 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,576 | $2,023 |
Total Monthly Payment | $2,109 | $2,089 | $2,536 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.