ACCEPTED OFFER AS OF 9/18/24. Original detail and loads of character, all meticulously preserved: Emerson House 1909, a stately Queen Anne classic, is walkable to all the action in Uptown Kingston's hip Stockade District but still evokes an earlier era. The house's bluestone front steps, river-rock foundation and graciously deep front porch set the tone from the moment you arrive, and, once inside, the sense of old-school craftsmanship only escalates. The switch-back staircase in the oversized entry hall features intact chestnut paneling, a look continued throughout the house with pristinely finished and never-painted window and door surrounds, other decorative trim work and hardwood floors. On the ground floor, the sunny living room, featuring a gas-insert corner fireplace, original stained-glass windows and tall ceilings, flows graciously into a large, bay-windowed dining room, and, just beyond, a butler's pantry and oversized kitchen with half bath and laundry. Upstairs are four generously sized bedrooms centered on a paneled landing plus an updated full bathroom. On the third floor is a bright, enormous and fully finished studio space, with a 12-foot ceiling at it peak, perfect for at-home work or informal hang-outs. The property includes ample off-street parking plus a lovely fenced backyard featuring a shaded deck and a garden of perennials and mature shrubs. This is a rare opportunity to own a meticulously maintained house of wonderful vintage character, just 2 hours by car or bus from NYC and minutes by foot from the restaurants, galleries and historic sites that have made Uptown Kingston one of the hottest neighborhoods in the Hudson Valley.
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Our Executive Mortgage Banker:
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$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $755 | $755 | $755 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,986 | $3,936 | $5,053 |
Total Monthly Payment | $4,833 | $4,783 | $5,900 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.