One or more photo(s) has been virtually staged. Get ready to fall in love with this spectacular end-unit condo at Horizon House—truly the one you’ve been waiting for! Spacious and inviting, this unit is among the largest available, featuring two bedrooms and two full bathrooms, all with stunning water views from the living room and both bedrooms. The master bedroom is the perfect retreat for unwinding after a busy day. With brand-new LVP flooring throughout, the charm of this condo is elevated even more. And the perks don’t stop there! The Horizon House community boasts fantastic amenities: boat slips, a grill area, a heated pool, an outdoor shower, and jaw-dropping million-dollar views. Oh, and did we mention? It’s just a leisurely stroll to the world-famous Clearwater Beach, known for its powder-soft sand and recognized year after year as one of the top beaches on the planet! This condo is all about breathtaking views—whether you’re relaxing in the living room, lounging in the bedroom, or hanging out by the pool, you'll enjoy stunning vistas of the intercoastal waterway and Clearwater Aquarium. Watch dolphins play as you sip your coffee or unwind by the pool—this is the kind of dreamy lifestyle that awaits you! But it doesn’t stop there—this condo takes hassle-free living to a whole new level! From your internet and cable to landscaping, pool cleaning, roof repairs, and even HVAC maintenance, everything is taken care of. It’s like living in a luxury hotel—but you never have to check out! Security? Check! You’ll have double entry doors with key fob access for peace of mind. Plus, 31 Island Way is the first building on the island, giving you easy access to Island Estates and Clearwater Beach. Island Estates is a vibrant, self-contained community where everything you need—grocery stores, restaurants, bars, shops, and entertainment—is just minutes away. This is more than a condo—it’s a lifestyle! Come experience paradise with breathtaking water views and the best of Clearwater Beach at your fingertips. Don’t wait—your dream home is here! Begin Your Paradise Life today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $526 | $526 | $526 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,708 | $2,193 |
Total Monthly Payment | $2,331 | $2,309 | $2,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.