High and dry with no storm damage!! Completely renovated and modernized! This attractive turn-key home is move in ready comprises a main home with 2 bedrooms and 1 bathroom, along with an attached 1 bedrooms and 1 bathroom private suite featuring. Whether for intergenerational living or as a lucrative income opportunity, this property's prime location, just minutes from downtown, adds to its appeal. The recent updates provide assurance, including a brand-new roof, HVAC system, and double-pane windows throughout. Upon arrival, you'll appreciate the enhanced curb appeal, with a freshly refinished driveway, front porch, and newly applied exterior paint. Inside, revel in the luxurious vinyl flooring, new recessed lighting, fresh paint, doors, and modern fixtures throughout. The kitchen has undergone a transformation with the addition of new white solid wood soft-close shaker cabinets, granite countertops, stainless-steel LG appliances, and a farm sink with a stylish matte black culinary faucet. The remodeled main bathroom boasts sleek new fixtures, tasteful tilework, a contemporary vanity, and new toilet and tub. Beyond the main living and dining areas, a common area flex room, housing the laundry closet, offers versatile use, whether as a full utility area, shared storage, or secondary foyer. This space conveniently separates the main living area from the attached Mother-In-Law (MIL) suite and the well-designed courtyard-style backyard. Envision the garden of your dreams as you appreciate the layout of the outdoor space, with pavers leading to the alley entrance and shed, along with shaded awnings for outdoor enjoyment. Access the attached MIL suite through either of the two new glass sliding doors and enjoy how the abundant natural light fills the space. The bedroom features one of these sliders and the ensuite bath includes a convenient linen closet next to the tub. The main living area boasts a vaulted ceiling, plenty of storage, access to the backyard courtesy the second sliding door, and best of all, a backdoor providing direct access to a covered private entrance with a designated parking spot in the alley. With quick access to downtown St. Petersburg and a short drive to the Gulf Beaches and Tampa, you can relish in all the shopping, dining, and entertainment options the Tampa Bay area has to offer. SELLER MOTIVATED! The owner welcomes all reasonable offers AND is open to contributing towards decorating or closing costs, mortgage rate buy-downs, or similar incentives. What suits your needs best? Act quickly to view this property, and let's discuss!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $88 | $88 | $88 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,816 | $2,813 | $3,569 |
Total Monthly Payment | $2,996 | $2,993 | $3,749 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.