Quality built Cape, updated, move-in condition. This home boasts a convenient location to all area amenities. It’s situated on 2 acres in a lovely neighborhood, County Estates. Features include first floor vaulted ceiling master bedroom with walk-in closet, granite topped double vanity bathroom with whirlpool tub and tile shower. The kitchen has granite countertops with custom cabinets, island and stainless-steel appliances. The design is open to the family and dining rooms. The dining room shares a double-sided propane fireplace with a vaulted ceiling living room with custom cabinets and bookshelves. The spacious family room with skylights has access to a private, bluestone patio surrounded by a wooded setting containing a large maple sugarbush and a perennial garden pathway. The above 1st floor rooms all have wide-planked wood flooring, some with ceiling fans. The side entry way includes a custom designed coat closet/bench area and half bath. The 1st floor also includes a large windowed office with gas stove and built-in laundry area. The 2nd floor includes 2 bedrooms, full bath and loft/sitting area. The basement has a high efficiency, space saving wall-mounted boiler for hot water & home heating, ample storage, shelving, & workshop area. There is an oversized 2 car garage with pull-down stairs. The home’s exterior includes a repaved driveway, brick walkway, porch area and many landscaping features including blueberry bushes and gardening beds.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $556 | $556 | $556 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,402 | $3,402 | $4,425 |
Total Monthly Payment | $4,050 | $4,050 | $5,073 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.