This historic home was built in 1830 and has so much character and an abundance of space! Located within a 30 minute drive to both Middlebury and Burlington, the property consists of almost 3 acres, a rustic barn for storage and a beautifully cared for 4 bedroom, 2 bathroom home in the heart of Monkton. The current owners have made updates with preservation in mind, using antique reproduction wall paper, restoring some of the windows, and choosing light fixtures and decorative elements that enhance this home's historic charm. With special details like curved walls, wide plank pine floors, ornate paneled doors, long hallways, built-ins, and two staircases, the home is truly a delight to view. Other desirable aspects include a full walk-in butler's pantry, a wood stove in the formal dining room, multiple soaking clawfoot bathtubs, and ample sized bedrooms with one including a built-in Murphy bed. An expansive covered porch off the dining room offers private space to enjoy the outdoors and access to the side lawn. There is an established vegetable garden area in the rear lawn and a lovely view of the meadow and tree line. Whether you have an existing passion for historic homes, or just love the unique character that this home provides, this property is an affordable option in a great location and is available for immediate viewings.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $326,000 | $326,000 | $326,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $463 | $463 | $463 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,981 | $1,952 | $2,576 |
Total Monthly Payment | $2,519 | $2,490 | $3,114 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.