Welcome to this beautiful, updated stone ranch in the picturesque community of Candlewood. This fabulous home is nestled on over an acre of park-like property near Candlewood pond which offers many recreational opportunities, be it skating in the winter or kayaking in summer. The home even has seasonal lake views. Inside, discover the spacious living room with a cozy wood-burning fireplace, perfect for warm gatherings. The living room opens to the patio and a breathtaking 3-season sunroom where you can kick-back, relax and take in the tranquility and beauty that surrounds you. The dining room leads to the tastefully updated eat-in kitchen featuring beautiful stone countertops, stainless steel appliances, an abundance of cabinet space and an inviting island. Up two steps, to the large primary bedroom with its own beautiful half bath, an updated full bathroom and an additional bedroom. The finished walk-out, lower level makes a perfect family room, office or a third bedroom. Laundry and storage are also on this level. Additional home features include hardwood floors, an over-sized garage and ample storage. Phenomenal location within the coveted Katonah-Lewisboro school district. North Salem offers parks, scenic trails, wonderful shopping, delicious restaurants and immense natural beauty all within striking distance from NYC. Easy commute near I-684 and the Goldens Bridge Metro-North train station with 1-hour train to GCTS. Do not miss this this opportunity, home will not last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $1,055 | $1,055 | $1,055 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,912 | $2,912 | $3,787 |
Total Monthly Payment | $4,059 | $4,059 | $4,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.