Step into this charming 1900 New Englander, where classic character meets modern convenience and opportunity. Zoned for commercial use, this spacious home offers the perfect blend of residential comfort and business potential. With 4 bedrooms, 3 full baths, an office/study, and a cozy breakfast nook, it’s ideal for family living while also offering plenty of room for a home-based business. The eat-in kitchen features custom cabinetry, a walk-in pantry, and ample storage, complemented by a formal dining room perfect for hosting. With traditional hardwood, tile, and brand-new carpet, each room is designed with comfort in mind. The generous size and versatile layout allow for easy conversion of spaces for an office, studio, or retail shop, making it a great fit for entrepreneurs or those seeking to work from home. The cozy fenced-in backyard provides a private retreat, and the detached garage offers additional storage or workspace options. Located within walking distance of schools, grocery stores, and local amenities, convenience is at your doorstep. Plus, with direct access to ATV trails, adventure is always close by. Don't miss out on this rare opportunity to own a beautiful New Englander with the size, zoning, and location to support your in-home business dreams!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $285 | $285 | $285 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,324 | $1,680 |
Total Monthly Payment | $1,685 | $1,684 | $2,040 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.