Discover this captivating concrete block home in desirable Lutz. Featuring 3 bedrooms, 2 bathrooms, and a 1-car garage on over half an acre, this property offers a spacious corner lot with a privacy-fenced backyard. Recent updates include a water treatment system (3/2022) and a new well pump (5/2022). The enclosed rear porch adds 160 sq. ft. of versatile space for an office, gym, or game room. With a private well and septic system, enjoy no water bills! **Hometown Heroes Approved and/or 100% Financing call and check with our preferred lender**
Location: Conveniently close to Tampa, St. Petersburg, and Clearwater, and just 90 minutes from Orlando's attractions, including Disney World and Universal Studios.
Excellent Schools: The area is served by top-rated schools including Lutz K-8 School and Steinbrenner High School, providing excellent education options for families.
Great Investment: the area is also experiencing various construction projects. These projects indicate a growing and improving community, which often leads to a positive impact in property values over time. Schedule your appointment today!
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Our Executive Mortgage Banker:
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$434,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $347,920 | $347,920 | $347,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,312 | $2,934 |
Total Monthly Payment | $2,731 | $2,728 | $3,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.