Under contract-accepting backup offers. Discover the ultimate blend of luxury and leisure in this exquisite 3-bedroom villa, one of just 13 in Mount Vernon! Situated on a saltwater canal with no fixed bridges, you’re minutes from Sarasota Bay and the Gulf of Mexico. Offered furnished (with some exceptions), this villa includes boat dock access for a one-time $25 fee and board approval.
Located in the sought-after 55+ Mount Vernon neighborhood, this home incurred NO DAMAGE in Hurricane Helene or Milton, and combines tranquil waterfront living with proximity to Anna Maria Island’s stunning beaches, dining, and attractions—just 3 miles away. Perfect for entertaining, it features an open floor plan with a spacious kitchen, dining, and living areas, all illuminated by natural light from large impact-rated sliding doors. Enjoy panoramic water views from the inviting patio, ideal for grilling, relaxing, and observing dolphins and manatees.
The chef’s kitchen boasts two-tone wood cabinetry, stainless steel appliances, a farmhouse sink, and a retractable pot-filler, with a grand peninsula providing extra storage. The split bedroom design ensures privacy, with the primary suite featuring a walk-in closet, attic storage, and canal views. The en-suite bathroom includes a walk-in shower with glass doors and a dual-sink vanity.
Off the long hallway with ample storage and a washer/dryer, are two additional bedrooms. These rooms are versatile, with one currently used as a den, and both offer generous closets.
Additional highlights include updated impact-rated windows and doors, tile flooring throughout, crown molding, and a newly roofed (2023) carport with a large locked storage area. Roof maintenance is covered by the HOA!
Mount Vernon’s vibrant community offers extensive amenities: a clubhouse with meeting areas and kitchen, workshop, fitness room, and billiards. Outdoor features include tennis and pickleball courts, a heated pool, bocce ball court, putting green, and a kayak launch with additional storage. Enjoy the bayside pavilion with grills and the Bayfront Nature Trail for spectacular sunsets and views of Florida’s flora and fauna. There’s also a bird sanctuary and butterfly garden. Milestone Inspections are not required for this Community.
Close to Anna Maria Island’s beaches, dining, and shopping, with easy access to Longboat Key, this villa offers an unbeatable combination of updated waterfront luxury and a friendly, active community. Schedule your visit today and embrace the Florida lifestyle!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $484 | $484 | $484 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,430 |
Total Monthly Payment | $3,237 | $3,235 | $4,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.