This well-cared-for contemporary detached condo located in the Fells Village of South Down Shores features 4 bedrooms, 2 bathrooms, vaulted ceilings, a fireplace with woodstove insert, and an attached 2-car garage. On the first level is a large master suite with an attached full bath, second bedroom, first-floor laundry, spacious kitchen with breakfast bar, dining area, and living room with a wood stove insert in the fireplace. The open-concept kitchen and dining area are perfect for entertaining, and the patio area is perfect for enjoying your morning coffee or evening cocktails. The second-floor features two large bedrooms, a loft, and skylights. The South Down Shores community is a paradise, featuring a pristine sandy beach, a well-appointed clubhouse, Bocce Ball Courts, Basketball and Tennis Courts, and scenic walking trails. Enjoy lake views from the waterfront Adirondack chairs and savor all the perks of lakeside living. With Lakes Region attractions just moments away, this home offers the ultimate in both relaxation and adventure. Make this dream home your reality today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $579,920 | $579,920 | $579,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $493 | $493 | $493 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,858 | $3,810 | $4,891 |
Total Monthly Payment | $4,443 | $4,395 | $5,476 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.