Experience the ultimate lifestyle in this charming coastal home with panoramic ocean and marsh views. Step inside the warm and inviting living room, with a cozy fireplace & built-in shelving for displaying your favorite beach treasures. Adjacent is the turret-shaped dining room, offering unparalleled views of the sunrise over the ocean while enjoying your morning coffee. The heart of the home is the updated and efficient kitchen, featuring a breakfast bar and gathering table, perfect for hosting friends and family. Flowing seamlessly from the kitchen is the family room, the ideal spot for relaxing in front of the fireplace or watching TV. Walls of glass open to the expansive rear deck, where you can spend evenings watching the wildlife in the marsh and enjoying the stunning sunset views. The second floor boasts a two-room primary suite that works well as an office or nursery. Exit to a private deck. Two additional spacious bedrooms and bath. Walk up attic for convenient storage or expansion possibilities. A bonus room above the garage serves as a private guest retreat, complete with 3/4 bath, kitchenette & deck to relax in the sun with views of the ocean and marsh. The garage includes an attached storage room. Convenient access to the beach & kayak or paddle board out your back door. Outdoor shower helps wash the sand away. This meticulously cared-for home has seen numerous updates, with a list available upon request. Don't miss the opportunity to own this coastal gem!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,583,200 | $1,583,200 | $1,583,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,075 | $1,075 | $1,075 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,499 | $9,365 | $13,041 |
Total Monthly Payment | $9,699 | $10,565 | $14,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.