West Union, SC, 29696 | $370,000

Enjoy a true get-away experience at this quaint lakeview cottage! This super convenient location provides you an elevated setting on Lake Keowee. Take in the view from large windows that provide you a front row seat to 180-degree water views during all four seasons. An open floor plan makes entertaining a breeze with combined kitchen, living and dining. What makes this cottage even more special is that it features several upgrades over the standard model. Features include hardwood floors and plantation shutters throughout the living area with accent wainscoting. Both baths have a spa-like marble shower with frameless glass door, custom decorative vanity cabinet, granite counters and ceramic tile floor. The kitchen boasts stainless steel appliances, granite countertops and a nice size pantry. Up the staircase leads you to the loft area, which makes a perfect space for additional sleeping quarters or climate controlled storage. Another unique and exciting feature to this specific cottage that differs from others is that it is one of few to have a large electric awning covering a lovely paver patio. Find your designated parking just a short and level walk outside of the front door. There is a regime fee that includes landscaping maintenance, private gated community, sewer, trash service, pool, clubhouse, walking trails, fitness center, lighting and more. A modified tax structure adds to the savings of this remarkable Lake Keowee cottage. Get excited for all of the fun memories to come in this charming lakeside retreat! No rentals less than 12-months permitted. Gate is monitored with no public access. Entry requires agent representation. This unit is furnished. Please see brief exclusion list.

Features

  • Amenities: Clubhouse, Common Areas, Fitness Center, Gated, Street Lights, Recreational Path, Pool, Water Access, Dock, Storage, Walking Trails
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: 1st Floor, Laundry Closet
  • Style: Other
  • Year Built: 2005
  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Heat Pump
  • Basement: None
  • Acreage: 0.02
  • Est. Taxes: $1,165
  • Lot Desc: 1/2 Acre or Less, Interior Lot
  • View: Water
  • Elem. School: Walhalla
  • Middle School: Walhalla
  • High School: Walhalla
  • Pets Allowed: Yes
  • Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, Washer, Electric Oven, Microwave, Electric Water Heater
  • MLS#: 1537046
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/1537046/_westunion_sc?source=qrflyer
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Listing courtesy of Fink & Assoc - Allen Tate   Phone: 864-888-3211

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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West Union, SC, 29696

$370,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $296,000 $296,000 $296,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $97 $97 $97
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,969 $1,967 $2,496
Total Monthly Payment $2,141 $2,139 $2,668

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.