This freshly renovated 1 bedroom, 1 bath, 650 SF first-floor apartment in a multi-family home is whisper clean from top to bottom and available for immediate occupancy. The entire apartment feels brand new, featuring luxury wide plank vinyl flooring and freshly painted rooms. The updated kitchen includes a brand new refrigerator, microwave, and butcher block cabinets, while the bathroom boasts new faucets and a subway-tiled bath fitter surrounding the tub. The apartment offers a spacious living room, a separate dining room, and a nicely sized kitchen with counters on both sides. A door leads to a covered porch, perfect for a patio dining set. The bedroom is comfortably sized and features a second covered porch, while the large full bath adds to the overall convenience. Additional features include off-street parking for two cars in tandem behind the building. The landlord requests a credit score of 650 or higher with no cosigners. The tenant is responsible for electric (including baseboard heating and hot water) and cable. The landlord provides garbage removal, lawn maintenance, and plowing of the driveway and parking lot. Tenants share the responsibility of shoveling the sidewalk and front porch. Conveniently located with easy access to Route 22 and I84, this rental is within walking distance to downtown Patterson, which offers a Metro North Train Station, recreation center, restaurants, and shops.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,600 | $1,600 | $1,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $11 | $11 | $13 |
Total Monthly Payment | $86 | $86 | $88 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.