Welcome to this updated and move-in ready home, nestled in the picturesque community of Citrus Springs, one of Florida’s hidden gems. This charming 2-bedroom, 2-bathroom residence offers a spacious layout with tile flooring throughout and thoughtful upgrades to ensure both comfort and style. The home features a new roof, installed in 2024, and a new AC system from 2021, providing peace of mind for years to come. The modern kitchen, equipped with stainless steel appliances and enhanced with thoughtful upgrades, seamlessly connects to a cozy family room, creating the perfect space for cooking and entertaining. A formal living and dining area provides a bright, inviting atmosphere with large windows overlooking the fenced-in backyard, where you can enjoy serene views of mature trees and local wildlife.
The primary bedroom features an en-suite bath and offers lovely views of the beautiful backyard, making it the perfect retreat for relaxation. Step outside into the backyard, ideal for outdoor living, with a shed for extra storage and a designated area for gatherings and relaxation. Whether you’re hosting friends or enjoying a quiet evening, this backyard has everything you need. Citrus Springs is known for its natural beauty, with its pristine springs, diverse wildlife, and charming local restaurants, offering a taste of the quintessential Florida lifestyle. This turnkey home is your opportunity to enjoy the best of what this community has to offer. Schedule your tour today to experience the beauty and comfort of this incredible property!
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $157 | $157 | $157 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,118 | $1,102 | $1,453 |
Total Monthly Payment | $1,350 | $1,334 | $1,685 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.